Feature
Benefit
Fixed Interest Rates Lock in today's historically low rates and save thousands.
Protect your pocketbook from the rising T-Bill
Flexible Payment Options To fit your budget , today AND tomorrow
Lower Monthly Payment Redistribute surplus cash into high interest credit cards, saving you money and optimizing your available credit
Lower your debt to income ratio, improving your credit standings
No Prepayment Penalty Puts you in charge of when you decide to pay off your loan
Keep Existing Benefits

This is a federal loan.
Your subsidized loans stay subsidized
Your rights to deferment, forbearance, and forgiveness remain intact.

PCFS Interest Rate Reduction Programs Save an additional 1.25%* in interest over these already low rates.
It's Free!

No application fee is charged.
No origination fee is added to your loan balance. Your Freedom Consolidation Loan doesn't cost you a penny and will save you thousands!

  * Contact us for more information

 




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